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Medicare Select is a type of Medigap policy that generally requires you to use doctors and other providers in the plan’s network for your routine care.
If you use out-of-network providers, you’ll have to pay more of the cost. Medicare Select coverage can be issued by an insurance company or a Medicare HMO. If you leave a Medicare Select plan, the company must make available any non-Medicare Select Medigap policy it has on the market with comparable or lesser benefits.
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